"ITS All Hands," November 11. 1994

Public Policy Committee presentation, February 8, 1994

"Charting a New Course Re-engineering the Business," Utah State University, February 15, 1994

"1994 - The Year of High Value Growth," 20th Annual Credit Bureau Conference, February 23, 1994

Management Committee Meeting remarks, March 4, 1994

Consumer Advisory Council opening remarks, April 21, 1994

TRW Analysts Meeting remarks, May 25, 1994